Share: If you’ve noticed that your health insurance premium has gone up, you may be wondering why. Many factors can contribute to an increase in the cost of your healthcare coverage, and there are a few key questions to consider when trying to understand why this happened. Does health insurance go up if you use…
Share: Car insurance helps prevent the financial consequences of having an accident. Car Insurance coverage includes liability, collision, and medical payments. There are several types of insurance to consider when buying insurance for a car. Depending on the insurance company and insurance coverage, these insurance plans can vary in scope, cost, and payout benefits. When…
Share: Traditionally the target for a home downpayment is 20% of the purchase price, but this isn’t available for most homebuyers. Mortgage insurance gives borrowers a chance to pay less than 20% down on a mortgage. Mortgage insurance will protect the lender when or if the loan has gone into default. If you don’t have…
Share: What is Comprehensive Auto insurance? Comprehensive car insurance is one of the coverage options that can be added to an auto insurance policy. A comprehensive auto insurance policy covers damage to your vehicle that is not caused by collision or theft. This can include damage from events such as fire, storm, hail, or vandalism….
Share: What is business insurance? Business insurance is protection for business owners and their employees from potential risks such as injuries, property damage, lawsuits, and more. There are many different types of business insurance policies available, and the coverage you need will depend on the specific risks your business faces. Types of business insurance There…
Share: What Is a Reinstatement Clause? A reinstatement clause is an insurance policy clause that allows the policyholder to reinstate or restart their policy after it has lapsed. This means that if you have let your policy lapse, you may be able to start it up again without having to go through the process of getting a…
Share: As a small business owner or sole proprietor, you need to ensure that you protect yourself. One way to do this is by purchasing insurance policies that can cover you in the event of an accident, loss, or liability lawsuit. There are many different types of insurance policies available, and it can be difficult…
Share: What is Commercial Auto Insurance? Commercial auto insurance is a type of insurance coverage that helps protect businesses from financial losses resulting from vehicular accidents. Commercial auto insurance can cover a variety of vehicles, including cars, trucks, vans, and buses. Coverage may extend to include rented or leased vehicles, as well as company-owned vehicles….
Share: What is a homeowners insurance declaration page? A homeowners insurance declaration page is a document that summarizes your home insurance policy. It includes important information about your coverage, such as the amount of coverage, the deductible, and the types of coverage included in your policy. Why is it important to have a homeowners insurance…
Share: How Does a Renovation Impact My Homeowners Policy? If you’re planning a home renovation, it’s important to understand how your homeowner’s insurance policy might be affected. Home renovations can be costly, and if something goes wrong during the process, you could be left with a hefty bill. Most home insurance policies will cover damage…